Getting Started with Peer-to-Peer Lending 1: Finding a Loan Partner

Lending in the new financial frontier

  • Select between borrowing and lending platforms
  • Find the proposal that's right for you
  • Initiate the loan


Once you are set up with a MetaMask digital wallet that contains some digital assets, you are able to transact a loan on our peer-to-peer lending platform. This can be as a lender—to loan out your digital assets and earn interest. Or this may be as a borrower—to use your digital assets as collateral to secure a loan. 

Either way, begin by signing in to your account at DeFiner.org. Once logged in, you'll be taken directly to our peer-to-peer lending platform. 

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Make sure you connect your MetaMask wallet to your DeFiner account by clicking on your username at the top right.

ss tutorial40You can select from loans proposed by lenders or loans requested from borrowers by switching between the two marketplaces. 

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In either case, if you don't see the loan you like, you can propose your own by clicking the button on the top right. (More about this in lending articles #2 and #3.) 

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Whether as a borrower or lender, once you find the offer that's best for you, accept the deal or make a counter offer. (Also more about this in lending articles #2 and #3.) 

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You're now able to initiate the loan. 

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All of these financial transactions occur on the smart contract automatically generated for each loan. The contract stores the collateral, receives and distributes the loan funds, and accepts payments from the borrower. All appropriate funds are automatically sent to the lender's and borrower's respective MetaMask wallet. This is the efficiency, security, and beauty of the Future of Finance! 

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